Work Without Limits Benefits Counseling assists individuals with disabilities to understand how work earnings or wage increases affect eligibility for public benefits, such as SSI, SSDI, Medicaid, and/or Medicare.


Work Without Limits Benefits Counseling provides

  • Information on how earnings will affect:
    • Cash benefits (SSI/SSDI)
    • Health insurance (MassHealth/Medicare)
    • Other public benefits (Housing, SNAP, etc.)
  • One-on-one counseling
  • Trainings for consumers and providers

If you are looking for work or are working

  • Work Without Limits 877-YES-WORK (877-937-9675).

If you’re not working, but have general questions

Benefits Counseling: Get Services

If you are in need of benefits counseling in Massachusetts, there are two programs to assist you in understanding how work earnings may impact Social Security and other public benefits. The two programs are Work Without Limits Benefits Counseling Services and Project IMPACT.

Services include: One-on-one counseling, Benefits Summary and Analysis, Action plan, Follow-up Contact, Resources, and Problem Resolution

Program Service Areas

 

Our team of certified Community Work Incentives Coordinators serve Massachusetts residents in Berkshire, Franklin, Hampden, Hampshire, Middlesex and Worcester counties. We also provide benefits counseling to New York residents in Albany, Columbia, Greene, Rensselaer, Schenectady, Schoharie, and Washington counties. For a list of all the towns covered click here.

If you are a resident of Massachusetts counties: Bristol, Barnstable, Dukes, Essex, Nantucket, Norfolk, Plymouth, and Suffolk, contact Project IMPACT at 1-800-734-7475.

Make A Referral

Make a Work Without Limits
Benefits Counseling Referral
Counties covered: Berkshire, Franklin, Hampden, Hampshire, Middlesex, and Worcester. See list of all the towns covered.
Make a Work Without Limits
Benefits Counseling Referral for NY
Counties covered: Berkshire, Franklin, Hampden, Hampshire, Middlesex, and Worcester. We also provide benefits counseling to New York residents in Albany, Columbia, Greene, Rensselaer, Schenectady, Schoharie and Washington counties.
Make a Project IMPACT
Benefits Counseling Referral
Counties covered: Bristol, Barnstable, Dukes, Essex, Nantucket, Norfolk, Plymouth, and Suffolk.

Frequently Asked Questions

If you are receiving Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI), you probably have wondered the following when thinking about work:

What are Social Security’s disability programs?
SSI and SSDI

How can I verify my benefits?

How can work impact my cash benefits and how can work incentives help me?
If you get SSI or if you get SSDI.

Can I work and keep my health insurance?
If you get SSI/MassHealth or if you get SSDI/Medicare

Are there special programs that can help me achieve my career goals?

Can I get my benefits back if my case closes?

How can work impact my other public benefits?

What must I do when I work?
Report work activity and wages.

Where can I get free benefits counseling?

For More Information:

Work & Social Security Disability Benefits: You Can Make It Work! Our fun, self-paced e-learning module

Benefits Counseling: Get The Facts

Community Resource Guide (PDF)

This Community Resource Guide provides a brief description and links for each organization and program’s website. This is a condensed resource guide, which includes:

  • Public Benefit Programs
  • Benefits Counseling
  • Employment Support Programs
  • Benefits & Legal Advocacy

Work and Public Benefits Handbook (PDF)

This Work and Public Benefits Handbook contains a variety of fact sheets, including:

  • General Information
  • SSI
  • SSDI
  • Public Health Insurance
  • Career Goals
  • Other Public Benefits
  • Special Populations

Testimonial

“My Benefits Counselor was easy to talk to, caring, and highly informed. They were very thorough, answered my questions, and encouraged me to follow-up as needed.”

– Consumer Testimonial